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Evanston Advisors
1827 Walden Office Square Suite 104
Schaumburg, IL 60173
847-397-3000 Phone
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Evanston Advisors Monthly may offer general financial, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. Evanston Advisors and Osmosis Digital Marketing assume no liability whatsoever in connection with the use of this newsletter.

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Evanston Advisors Monthly

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Financial Information



VOL. 3, ISSUE 5   •   SEPTEMBER, 2010
Saving on Car Rentals
Renting a car can add substantially to the cost of your trip. But there are some things you can do to help keep your costs down and end up with more money to spend on fun. READ MORE...


VOL. 3, ISSUE 5   •   SEPTEMBER, 2010
Where the Jobs Are
The nation's unemployment woes are serious and well-documented. But there are states where unemployment is low and opportunity is high. Most of these are states with small populations and diverse economies. READ MORE...


VOL. 3, ISSUE 4   •   AUGUST, 2010
Even the Wealthy Face Retirement Risk
A significant number of Americans, even in the highest income brackets, won't have enough money to support them 10 or 20 years into retirement, according to a study by the Employee Benefit Research Institute. READ MORE...


VOL. 3, ISSUE 4   •   AUGUST, 2010
Second Quarter 2010
Despite its second-quarter dip, the signs point to continuing market recovery READ MORE...


VOL. 3, ISSUE 4   •   AUGUST, 2010
Passport Prices Increase
It just got a little more expensive to travel overseas, as the cost of a U.S. passport book or card went up on July 13, 2010. READ MORE...


VOL. 3, ISSUE 3   •   JULY, 2010
Reduce Your Oil Dependency
If you are like many people, the heartbreaking scenes from the huge oil spill in the Gulf of Mexico have made you anxious to do your part to reduce the nation's oil dependency. There are some things you can do to cut your own use of oil. READ MORE...


VOL. 3, ISSUE 3   •   JULY, 2010
Farm-Fresh Produce, Without the Farm
In the good old days, when you wanted tomatoes or some green beans, you walked out to the garden and picked them. Now you can have farm-fresh food, even if you don't have a farm. READ MORE...


VOL. 3, ISSUE 2   •   JUNE, 2010
Using Your Credit Cards Abroad
Your credit card can be the easiest and safest way to pay for things when you travel abroad. However, there are things you can do to ensure that you don't pay more than you have to. READ MORE...


VOL. 3, ISSUE 2   •   JUNE, 2010
Best Cities for the Next Decade
Although most experts agree that the U.S. economy is strengthening, it is strengthening more quickly in some places than in others. The editors of Kiplinger's Personal Finance Magazine have identified the 10 U.S. cities that offer the best economic opportunities over the next decade. READ MORE...


VOL. 3, ISSUE 1   •   MAY, 2010
Protecting Your Travel Plans
You plan a second honeymoon or a family trip to Europe, and you make the necessary reservations and put down deposits. But what if you can't go? Can you get your money back? READ MORE...


VOL. 3, ISSUE 1   •   MAY, 2010
What Healthcare Reform Means for You
Healthcare reform caused heated debate and considerable hyperbole on both sides of the aisle in Congress. Now that the bill has become law, what does it mean for you and your family? READ MORE...


VOL. 3, ISSUE 1   •   MAY, 2010
Despite the remarkable increases of the last year, there are still worries -- and opportunities -- in the market going forward. READ MORE...


VOL. 2, ISSUE 12   •   APRIL, 2010
Making It Easier to Go Green
Making your home more energy-efficient can save money in the long run, but it can be a big expense upfront. The federal government, as well as state and local governments and utilities, have programs to ease the pain of going green. READ MORE...


VOL. 2, ISSUE 12   •   APRIL, 2010
Summer Jobs for Teens
Many teens start looking for summer work long before the season arrives. How can your child find a job that will be safe, interesting and at least reasonably profitable? READ MORE...


VOL. 2, ISSUE 11   •   MARCH, 2010
Wine Collecting
A growing appreciation for fine wines has led more Americans to become collectors -- for profit as well as for their own enjoyment. READ MORE...


VOL. 2, ISSUE 11   •   MARCH, 2010
Credit Card Changes Take Effect
Most of the massive credit card reform act that was passed in 2009 took effect Feb.22, 2010, and those changes could have a big effect on your credit card bill. READ MORE...


VOL. 2, ISSUE 11   •   MARCH, 2010
Understanding the Toyota Recall
Toyota, which also makes Lexus, has recalled millions of cars. How do you know if yours is among them, and what should you do if it is? READ MORE...


VOL. 2, ISSUE 10   •   FEBRUARY, 2010
Fourth Quarter 2009
After a year in 2009 that saw the market go way down and then bounce way back, we plan to do what we have always done: Act cautiously, with a focus on finding good investments at a fair price. READ MORE...


VOL. 2, ISSUE 10   •   FEBRUARY, 2010
Haiti and Internet Safety
The tragedy in Haiti has tapped the compassion of Americans, but it also has tapped the avarice of Internet scammers and identity thieves. Here are some things to watch out for to stay safe on the Net. READ MORE...


VOL. 2, ISSUE 9   •   JANUARY, 2010
Taking a Breath
This could be a good time to take a breath and to evaluate where you are and what you learned as a result of the financial crisis. READ MORE...


VOL. 2, ISSUE 9   •   JANUARY, 2010
Avoiding a Census Scam
The U.S. government is counting us all in the 2010 Census. However, there are some precautions to take to avoid being caught in a Census scam. READ MORE...


VOL. 2, ISSUE 8   •   DECEMBER, 2009
Year-End Financial Chores
Late December is about more than holiday parties -- it is the time to make sure you have tied up all your financial loose ends before the calendar turns to a new year. READ MORE...


VOL. 2, ISSUE 8   •   DECEMBER, 2009
Holiday Tips and Gifts
Holiday tipping and gifting can be confusing in the best of times. In economic times like these, it really can make you feel like Scrooge. Here's some guidance for spreading the cheer. READ MORE...


VOL. 2, ISSUE 7   •   NOVEMBER, 2009
Affordable Retirement Options
U.S. News & World Report offers a list of affordable retirement options you might not have thought of. READ MORE...


VOL. 2, ISSUE 7   •   NOVEMBER, 2009
Trusting Your Children
From the moment you first gazed into the face of your newborn, you promised that you would always protect and care for that child. But what if you are not around to keep your promise? A trust can help keep it for you. READ MORE...


VOL. 2, ISSUE 6   •   OCTOBER, 2009
Getting Your House Ready for Winter
The days are getting shorter and the nights are getting cooler. Which means it is time to do a few things around the house, before winter comes in earnest. READ MORE...


VOL. 2, ISSUE 6   •   OCTOBER, 2009
Identity Theft
You notice odd charges on your credit card bill, or you start getting bills for things you did not buy. You may be the victim of identity theft. How can you protect yourself, and what do you do if it happens to you? READ MORE...


VOL. 2, ISSUE 5   •   SEPTEMBER, 2009
The Value of Brainstorming
When you feel like you have run out of ideas, brainstorming can help you look at a situation in a whole new light. READ MORE...


VOL. 2, ISSUE 5   •   SEPTEMBER, 2009
Flying for Less
Air fares are one of the best travel bargains, but they still can add up, especially if you are buying more than one ticket. And besides, who doesn't want to save some money when they can? Here are some ways to pare your fare. READ MORE...


VOL. 2, ISSUE 4   •   AUGUST, 2009
Second-Quarter Report
Although the market in general has been advancing, some industries have done better than others. READ MORE...


VOL. 2, ISSUE 4   •   AUGUST, 2009
Number of Millionaires Declines
If your portfolio is suffering from the global economic crisis, you are not alone: The recession has resulted in a precipitous decrease in the number of millionaires worldwide READ MORE...


VOL. 2, ISSUE 3   •   JULY, 2009
The Real Cost of Diamonds
You know you can pay a lot for a diamond. But did you know that the true cost might be about more than money? READ MORE...


VOL. 2, ISSUE 3   •   JULY, 2009
Recession Bargains
The difficulties of the recession are many and real. But, as so often happens, there is also a bright side: If you have money to spend, this might be a good time to buy some big-ticket items READ MORE...


VOL. 2, ISSUE 2   •   JUNE, 2009
Making the Most of Your Stay-cation
So you have decided that vacationing close to home is the fiscally responsible thing to do in these uncertain times. But you don't have to scrimp on the fun. READ MORE...


VOL. 2, ISSUE 2   •   JUNE, 2009
Back to Omaha by Popular Demand
For the second year, Evanston Advisors hosted a trip to the 2009 Berkshire Hathaway annual meeting, to enjoy the wit and wisdom of Warren Buffett. READ MORE...


VOL. 2, ISSUE 1   •   MAY, 2009
First-Quarter 2009
After a 25% drop in the first two months, the market started a steady upward climb starting in the middle of March. READ MORE...


VOL. 2, ISSUE 1   •   MAY, 2009
The Value of Volunteering
You know you can help others by volunteering. But you may be surprised to find out how much you can also help yourself. READ MORE...


VOL. 1, ISSUE 12   •   APRIL, 2009
Safe at Home
The recession is good for the home-safe business. But if you want a safe to store your valuables, be sure to understand the options before you buy. READ MORE...


VOL. 1, ISSUE 12   •   APRIL, 2009
Online Money Sites
Some online sites can help you save money, manage money and understand money. READ MORE...


VOL. 1 , ISSUE 11   •   MARCH, 2009
Online Banking
Online banks don't offer coffee and cookies in the lobby, because there is no lobby. But you don't have to wait for a teller, and you may get higher interest rates, better terms and lower fees. READ MORE...


VOL. 1 , ISSUE 11   •   MARCH, 2009
Some Things Really Are Cheaper
Not everything is going up in price. In fact, several things cost less than they did a decade ago. READ MORE...


VOL. 1, ISSUE 10   •   FEBRUARY, 2009
Fourth Quarter 2008
2008 was a terrible year, and problems extend into 2009. But now is the time to position yourself for the recovery. READ MORE...


VOL. 1, ISSUE 10   •   FEBRUARY, 2009
Second Homes
The second home market is suffering from many of the same problems that plague the primary housing market. READ MORE...


VOL. 1, ISSUE 9   •   JANUARY, 2009
Beneficiary Update
You probably named a beneficiary when you enrolled in a retirement plan or bought life insurance. But if you don't make sure your beneficiary forms are up to date, you could end up hurting the people you meant to help. READ MORE...


VOL. 1, ISSUE 9   •   JANUARY, 2009
Age-Restricted Housing
As Baby Boomers age, they are driving the growth of age-restricted housing developments, especially in places you might not expect. READ MORE...


VOL. 1, ISSUE 8   •   DECEMBER, 2008
The Role of the Executor
Being executor of an estate is a big honor -- and a big responsibility. READ MORE...


VOL. 1, ISSUE 8   •   DECEMBER, 2008
Teens and Credit
You thought once you had "the talk" with your kids, you were done with the important life lessons. But there is still one left: handling credit. READ MORE...


VOL. 1, ISSUE 7   •   NOVEMBER, 2008
Market Problems Not Easy to Solve
The problems in the market, and in the economy, did not happen overnight, and they will not be solved quickly. READ MORE...


VOL. 1, ISSUE 6   •   OCTOBER, 2008
Retiring to College Towns
Medium-size college towns are becoming increasingly popular with retirees looking for more than a recliner. READ MORE...


VOL. 1, ISSUE 5   •   SEPTEMBER, 2008
Do Extended Warranties Make Sense?
When you buy an appliance or an electronic item, the salesperson probably asks if you want to buy an extended warranty. Should you say yes? READ MORE...


VOL. 1, ISSUE 5   •   SEPTEMBER, 2008
The Value of Networking Groups
Businesspeople are always looking for ways to expand their business in the most cost-effective way possible. A networking group can fill this need -- as long as it does not grow to take up more time than it is worth. READ MORE...


VOL. 1, ISSUE 4   •   AUGUST, 2008
Working from Home
Working from home sounds like a dream come true. And it can be -- as long as you know what you are getting into before you commit. READ MORE...


VOL. 1, ISSUE 4   •   AUGUST, 2008
Second Quarter Does Not Bring Market Recovery
Although many investors were hoping for a recovery in the second quarter on 2008, the market continued to be volatile. READ MORE...


VOL. 1, ISSUE 3   •   JULY, 2008
Think Globally, Buy Locally
Although the phrase is thrown around a lot, it is not often you find an actual win-win situation. But you really can get better value, keep your family safer and healthier, and help save the planet, all by taking a trip to the local farmer's market or food co-op. READ MORE...


VOL. 1, ISSUE 3   •   JULY, 2008
2009 Illinois Estate Tax Gap
State and U.S. estate tax laws differ, so you should be sure that your estate plan lets you minimize taxes across the board. READ MORE...


VOL. 1, ISSUE 2   •   JUNE, 2008
Evanston Advisors Group Hears Warren Buffett
Evanston Advisors hosted a trip to the Berkshire Hathaway annual meeting, to see the "Oracle of Omaha." READ MORE...


VOL. 1, ISSUE 2   •   JUNE, 2008
Best Places to Start a Business 2008
If you already have or are just planning to start you own business, you know that you are looking not only for financial opportunities, but also for an opportunity to create the kind of life you want. Fortune Small Business magazine has released a list of the best places in the United States to live and start a business READ MORE...


VOL. 1, ISSUE 1   •   MAY, 2008
The Ethical Will
An ethical will allows you to share your values and life philosophy, as well as your personal story, with the people who are most important to you. And in the process, it may help you understand yourself a little better. READ MORE...



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